Development of a Scalable Retirement Savings Platform with Advanced User Engagement Features

The client required support to replace a legacy codebase and infrastructure that were not designed for high load, ensuring reliable platform operation amidst increased user engagement, and to facilitate platform upgrades and new feature development during rapid growth phases.

A mid-sized fintech startup specializing in digital pension and savings solutions, aiming to enhance user engagement and platform scalability.

• Replace existing legacy codebase and outdated infrastructure with modern, scalable solutions.
• Ensure platform stability and performance to handle heavy user load and transaction volume.
• Implement core functionalities including daily small transfers, percentage-based contributions, survey rewards, cashback integrations, and real-time cashback tracking.
• Enable seamless deployment of updates and new features to support rapid business growth.
• Support multi-platform access via web, iOS, and Android with consistent user experience.

• Automated daily micro-transfer service to user pension accounts.
• Integration of contribution functionality based on percentage of user purchases via specific payment methods.
• Reward system enabling users to earn contributions through partner surveys and cashback offers.
• Real-time tracking and visualization of progress towards long-term and short-term savings goals.
• Browser extension for monitoring cashback availability across visited shopping sites.
• Backend support for processing transactions, user management, and data analytics.

• Payment gateways for processing contributions and transactions.
• Survey platforms for reward synchronization.
• Partner retail APIs for cashback and store offers.
• Web browser extension integration for real-time cashback tracking.

• Platform must support at least 100,000 active users with scalability for growth.
• Transaction processing latency under 2 seconds.
• 99.9% uptime and high availability architecture.
• Strict data security and compliance with relevant financial data regulations.
• Responsive design to ensure consistent experience across devices.

The new platform aims to increase user engagement and retention by providing comprehensive savings tools and reward features. It is expected to support a rapid user base growth, enhance transaction reliability, and enable the onboarding of additional partner integrations, ultimately driving higher savings contributions and boosting client satisfaction.