Development of a Retirement Savings Platform with Load-Optimized Infrastructure

The client faces significant technical challenges including legacy codebases, outdated infrastructure, and lack of scalability to support heavy load demands. These issues hinder reliable delivery of innovative savings tools and prevent seamless user experience during growth phases.

A mid-to-large-sized fintech company specializing in retirement savings solutions for individual clients, aiming to enhance financial management tools and scalable platform infrastructure.

• Replace and modernize existing legacy codebases to enable future scalability.
• Upgrade infrastructure to support high-performance operations and heavy user loads.
• Implement comprehensive savings management tools allowing users to set, track, and achieve retirement goals.
• Develop high-performance mobile apps and web services for easy access and usability.
• Enable integrations with third-party services such as payment transfers, cashback offers, survey participation, and browser plugins to enhance user engagement and fund contributions.
• Ensure platform security, reliability, and ease of maintenance for ongoing enhancements.

• Daily small-amount transfer service to pension funds.
• Percentage-based transfer of purchase amounts via linked credit cards.
• Participation in surveys with payouts directed to pension accounts.
• Cashback programs at partner stores with cashback amounts directed to savings.
• Browser plugin to notify users of cashback opportunities on visited websites.
• A website aggregator that displays personalized cashback options for users.

• Payment systems for small transfer processing
• Third-party survey and cashback providers
• Browser extension APIs for cashback tracking
• Partner store systems for cashback validation

• Support for high concurrency with performance metrics indicating response times under 2 seconds under heavy load
• Scalable infrastructure capable of handling increasing user base and transaction volume
• Robust security measures including data encryption, secure API gateways, and compliance with financial data regulations
• Ease of maintenance and future feature integration

The new retirement savings platform aims to significantly improve user engagement and goal attainment by providing flexible savings tools and seamless integrations. It is expected to support increased transaction volume, reduce system downtime, and enable scalable growth, contributing to a successful market expansion and improved customer satisfaction.