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ExcheQ's existing ACH payment application, which processes transactions on a next-business-day basis, lacks the speed and convenience demanded by modern users. The company seeks to overcome this limitation by implementing a real-time P2P instant payment feature to enhance user experience, increase market share, and remain competitive.
ExcheQ is a payment application aiming to revolutionize person-to-person transactions by offering instant, real-time payments, leveraging FedNow® and the RTP® network.
Successful implementation will result in significantly faster transaction times, improved user satisfaction, increased market share, and establishes ExcheQ as a leader in instant payment solutions. It will also enhance the app's security posture and operational efficiency through automated processes.