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Next-Generation Insurance Platform Development for Market Leadership
  1. case
  2. Next-Generation Insurance Platform Development for Market Leadership

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Next-Generation Insurance Platform Development for Market Leadership

yameo.eu
Insurance
Financial services

Competitive Pressures and Digital Transformation Needs

AON faced increasing competition from insurers modernizing their offerings, with 75% of competitors prioritizing innovation. Existing systems struggled to handle 300,000+ annual insurance requests while meeting customer demands for mobile access (58% usage), quick service (66% expectation), and real-time policy customization. Technical challenges included integrating with Oracle backend systems, implementing national ID verification (DigiD), and managing complex business rules for policy pricing.

About the Client

One of the largest insurance brokers in the Netherlands, providing custom insurance packages for over 300,000 individuals annually across fire, auto, legal, and other insurance categories

Digital Transformation Goals

  • Create a scalable web platform handling 300,000+ concurrent insurance requests
  • Implement real-time policy pricing and comparison capabilities
  • Achieve seamless integration with Oracle backend systems
  • Develop a compliant business rules engine for Dutch/EU regulations
  • Reduce maintenance costs by 25% through modern architecture
  • Improve customer acquisition through mobile-first design

Core System Capabilities

  • Advanced business rules engine for policy management
  • Real-time insurance price calculation and comparison
  • DigiD national ID verification integration
  • PDF document generation and processing
  • Responsive cross-device user interface
  • Call center direct access portal

Technology Stack

.NET framework
Oracle backend integration
Agile development methodology

System Integrations

  • DigiD National Identification Platform
  • Oracle Backend Systems
  • 10+ Third-party insurance suppliers

Operational Requirements

  • ISO/ISAE compliance for data security
  • High-availability architecture for 8.9M annual PDFs
  • Scalable infrastructure for 380,000 annual claims
  • Performance optimization for 66% quick-service users
  • Cross-device accessibility compliance

Expected Business Outcomes

Projected 15% increase in insured customers, 25% reduction in maintenance costs, and 380,000 annual claims processing capacity. Platform modernization will enable handling 1.2M invoices/year while maintaining 99.9% system availability through ISO-certified monitoring and backup systems.

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