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Modern Loan Management Platform Development
  1. case
  2. Modern Loan Management Platform Development

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Modern Loan Management Platform Development

itransition.com
Financial services
Retail
Automotive

Legacy System Limitations

Existing financial platform requires excessive manual input, lacks modern integration capabilities, and cannot scale to meet evolving business needs. Manual loan processing workflows create delays and errors in application submission, credit checks, agreement preparation, and payment tracking.

About the Client

US-based direct sales finance organization with 15+ years in business and 300+ partners

Platform Modernization Goals

  • Automate end-to-end loan processing workflows
  • Implement real-time credit bureau integrations
  • Enable seamless third-party solution connectivity
  • Create role-based user interfaces for consumers, dealers, and staff
  • Establish secure payment processing capabilities

Core System Capabilities

  • Configurable credit score calculation engine
  • Automated loan application review workflow
  • Dynamic document generation with 70+ templates
  • Multi-channel payment processing integration
  • Promotion management for distributors
  • Real-time status tracking for all stakeholders
  • Role-based user management dashboard

Technology Stack Requirements

.NET Core backend
React frontend framework
TypeScript for type safety
Azure cloud infrastructure
PostgreSQL database

Critical System Integrations

  • Equifax/Experian/TransUnion credit bureaus
  • Nortridge loan servicing platform
  • PandaDoc e-signature solution
  • REPAY PCI-compliant payment processor

Operational Requirements

  • Enterprise-grade data encryption (Azure Key Vault)
  • OWASP-compliant security framework
  • High-availability cloud architecture
  • Real-time performance monitoring (Azure Insights)
  • Role-based access control (RBAC)

Business Transformation Outcomes

Automated 80% of manual back-office operations, reduced loan processing time by 60%, enhanced regulatory compliance through integrated security protocols, and improved user satisfaction with real-time status tracking and self-service portals for all stakeholder roles.

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