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Development of a Comprehensive Expense Sharing and Splitting Mobile Application

plavno.io

Financial services

Core Problem

Individuals, especially young professionals and groups of friends/roommates, struggle with tracking and settling shared expenses. Existing methods are often manual, leading to disputes, inconvenience, and difficulty in managing financial obligations.

About the Client

A FinTech company focused on developing innovative financial solutions for individuals and groups.

Project Goals

Develop a user-friendly mobile application for seamless expense tracking and splitting.
Enable automatic calculation of expense shares based on predefined rules.
Facilitate secure and convenient payment settlements within the app.
Provide users with insights into their spending patterns.
Expand user base and market reach for Plavno's FinTech solutions.

Functional Requirements

Expense Tracking: Record expenses with date, location, participants, and categories.
Automatic Calculations: Automatically calculate expense shares based on user-defined rules (equal split, percentage-based).
IOU Management: Track who owes whom money with detailed transaction history.
Expense Insights: Provide spending analysis and cost-saving suggestions.
Group Creation: Create and manage expense sharing groups.
Expense Verification: Allow receipt photo uploads for accountability.

Preferred Technologies

React Native

Flutter

Node.js

GraphQL

Docker

PHP

Laravel

Express

Shopify

Drupal

Required Integrations

PayPal
Venmo
Other virtual wallet platforms

Non-Functional Requirements

Data Security: Robust encryption and secure authentication.
Scalability: Ability to handle a growing user base.
Performance: Fast and responsive application.
Reliability: Stable and dependable operation.

Expected Business Impact

The application is expected to drive revenue through premium features and in-app advertisements. It will also expand Plavno's market reach by addressing a widespread user need, improving user satisfaction, and establishing Plavno as a leader in FinTech solutions.