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Secure Healthcare Payment Platform with Virtual Card Integration

themomentum.ai

Financial services

Medical

Challenges in Healthcare Payment Accessibility

Patients face financial barriers to accessing medical services due to upfront payment requirements, while providers need guaranteed timely compensation. Existing solutions lack secure, user-friendly mechanisms for deferred payments and virtual card integration in healthcare contexts.

About the Client

FinTech company specializing in healthcare payment solutions

Strategic Goals for Healthcare Payment Innovation

Develop a secure mobile platform for deferred medical payments
Implement virtual card functionality with transaction limits
Ensure compliance with healthcare and financial regulations
Create seamless integration with existing backend systems
Balance robust security with intuitive user experience

Core System Capabilities

Biometric authentication with multi-layer security
Virtual card generation and management system
Secure online/in-person payment processing
Temporary sensitive data display (120-second visibility)
Screenshot prevention mechanisms
Offline data security protocols

Technology Stack

Flutter framework for cross-platform development

Dart programming language

Local Authentication Package for biometrics

Secure Storage solutions

HTTPS/SSL Pinning for network security

Code obfuscation tools

System Integrations

Client backend infrastructure
Third-party card service provider APIs
Google Analytics for user behavior tracking
Meta tracking integration

Critical Performance Standards

PCI DSS compliance for payment security
HIPAA-compliant data handling
Real-time transaction processing
Military-grade data encryption
99.9% system uptime SLA

Transformative Healthcare Payment Solution

Enables patients to access critical medical services through secure deferred payments while maintaining full regulatory compliance. Reduces administrative burdens for healthcare providers through automated payment processing and virtual card management systems, establishing new standards for financial healthcare transactions.