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Integration of Hyperpay Payment Gateway for BNPL Platform
  1. case
  2. Integration of Hyperpay Payment Gateway for BNPL Platform

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Integration of Hyperpay Payment Gateway for BNPL Platform

effectivesoft.com
Financial services

Market Expansion Limitations

The client's existing payment gateway infrastructure was unable to support expansion into new geographic markets. This limitation hindered their ability to reach new customers and grow their business, requiring a new payment solution capable of handling transactions in unsupported regions. Existing payment systems lacked the necessary functionality to operate effectively in these new markets.

About the Client

A UAE-based fintech company providing a payment platform specializing in installment payments (BNPL).

Project Goals

  • Enable payment processing in new, previously unsupported geographic markets.
  • Expand the client's customer base and market reach.
  • Provide a secure and reliable payment experience for users in new regions.
  • Maintain platform scalability and performance during expansion.

Functional Requirements

  • Server-to-Server integration with Hyperpay.
  • BIN-based payment channel routing.
  • Card data tokenization.
  • Integration with 3D Secure 2.0 for card authentication.
  • Support for installment payment flows.
  • Secure transaction processing.

Technology Stack

Python
Django
Flask
GraphQL
Docker
React Native
Amazon Web Services (AWS)
DynamoDB
Lambda
CloudWatch
S3

External Integrations

  • Hyperpay Payment Gateway
  • 3D Secure 2.0 authentication service

Non-Functional Requirements

  • High Security (card data tokenization, 3D Secure 2.0).
  • Scalability to handle increased transaction volume.
  • Reliability and availability.
  • Performance (fast transaction processing times).

Business Impact

Successful integration of Hyperpay will allow the client to unlock new revenue streams by expanding into previously inaccessible markets. This will lead to increased market share, customer acquisition, and overall business growth. The improved payment infrastructure will also enhance the user experience for customers in these new regions, fostering greater trust and loyalty.

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