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Integration of Fintech Functionality into Telecom Mobile Application
  1. case
  2. Integration of Fintech Functionality into Telecom Mobile Application

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Integration of Fintech Functionality into Telecom Mobile Application

n-ix.com
Telecommunications
Financial services

Business Challenge

The client needed to rapidly implement a fintech component (virtual bank cards) into their existing telecom mobile application to differentiate from competitors, comply with local legislation for on-premises hosting, and address integration challenges with third-party banking platforms while ensuring scalability and security.

About the Client

A leading telecom provider serving millions of customers with a dominant market share, seeking to expand into fintech services.

Project Goals

  • Implement fintech functionality (virtual bank cards) to create new revenue streams
  • Expand customer reach through innovative services
  • Ensure fast time-to-market with MVP development
  • Achieve seamless integration with third-party digital banking platforms
  • Build a scalable microservices architecture for load management

Core Functionalities

  • Virtual bank card ordering and management
  • Integration with Google/Apple Wallet
  • NFC-enabled offline payments
  • Mobile account top-up and bank card funding
  • Peer-to-peer money transfers
  • Utility payments and microloans
  • Loyalty/cashback programs

Technology Stack

Spring Boot
Spring Cloud MVC
Apache Kafka
Docker
Kubernetes
Redis
Oracle
GitLab CI/CD

System Integrations

  • Third-party digital banking platforms
  • Payment gateways
  • Google Wallet API
  • Apple Wallet integration
  • SMS notification services

Non-Functional Requirements

  • High scalability via Kubernetes clusters
  • Real-time transaction processing with Apache Kafka
  • Security compliance with local legislation
  • Disaster recovery plan for fintech subsystem
  • 24/7 system monitoring with Kibana/Grafana
  • Penetration testing for security breaches

Expected Business Impact

The fintech integration is projected to increase customer acquisition by 30%, enable entry into new revenue streams through financial services, improve system scalability to handle 10x transaction volume, and reduce deployment time by 50% through automated CI/CD pipelines, positioning the client as a market leader in telecom-fintech convergence.

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