Enterprise Mobile Banking App Upgrade Using Multiplatform Technologies

The client faces difficulties maintaining and evolving a legacy mobile banking app that limits innovation, increases development and support costs, and impairs user experience across multiple platforms. They seek a scalable, cost-effective solution to upgrade their mobile banking services while supporting multiple platforms with a unified codebase.

A mid to large-sized financial institution with a customer base spanning millions, aiming to modernize its mobile banking platform for enhanced efficiency and reduced development costs.

• Implement a multiplatform mobile application to streamline development and maintenance efforts.
• Achieve cost savings in future feature development and app support.
• Ensure robust, secure, and high-performance mobile banking functionalities across all user devices.
• Provide a flexible architecture that facilitates future upgrades and integrations.

• Unified single app architecture supporting both Android and iOS platforms.
• Support for secure login, account management, fund transfers, transaction history, and notifications.
• Modular design enabling easy addition of new banking functionalities.
• Offline access capabilities with real-time synchronization when online.
• Robust security features, including authentication, encryption, and fraud detection.

• Core banking systems for transaction processing
• Authentication providers (e.g., biometric, OAuth)
• Notification services
• Analytics and monitoring tools

• High scalability to support over 2 million users with minimal performance degradation.
• Reliable uptime with 99.9% availability.
• Security compliance with industry standards (e.g., PCI DSS).
• Sufficient app responsiveness with minimal load times and smooth user experience.
• Maintainability with a modular codebase supporting future enhancements.

The project aims to significantly reduce development costs for future features by implementing a multiplatform architecture, improve user experience through a modern, unified app interface, and enhance operational efficiency with scalable and secure mobile banking solutions. Estimated outcomes include cost savings and a more agile development cycle, supporting ongoing innovation and customer satisfaction.