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Development of Scalable White-Label Telematics SDK for Global Insurance Partnerships
  1. case
  2. Development of Scalable White-Label Telematics SDK for Global Insurance Partnerships

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Development of Scalable White-Label Telematics SDK for Global Insurance Partnerships

supercharge.io
Insurance
Automotive
Information technology

Challenges in Scaling Customizable Insurance Solutions

Insurance carriers require rapid deployment of personalized telematics applications with unique branding and features, while maintaining a shared technical core. Existing fragmented codebases caused high maintenance costs, lengthy partner onboarding cycles, and operational inefficiencies.

About the Client

Leading telematics platform leveraging AI/ML to transform smartphone sensor data into driver behavior insights and crash detection solutions for insurers

Strategic Development Goals

  • Create a unified white-label SDK for rapid mobile app deployment
  • Reduce partner onboarding time by 50%
  • Decrease new app release timelines to 3-4 weeks
  • Establish scalable architecture for global expansion
  • Maintain compliance with insurance industry regulations

Core System Capabilities

  • Configurable UI/UX components for brand customization
  • Real-time driver behavior scoring engine
  • Crash detection and emergency response integration
  • Insurance policy management APIs
  • Multi-language and multi-currency support
  • Usage-based insurance rating calculator
  • Data visualization dashboard for driver analytics

Technology Stack Requirements

Cross-platform mobile development framework (React Native/Flutter)
Cloud-native microservices architecture
Containerization (Docker/Kubernetes)
Serverless computing for event-driven processing
AI/ML models for behavior pattern recognition

System Interoperability Needs

  • Insurance core systems (policy administration, claims management)
  • Smartphone sensor APIs (accelerometer, GPS, gyroscope)
  • Third-party risk assessment databases
  • Emergency response services (911 dispatch integration)
  • Payment gateways for premium transactions
  • Enterprise identity providers (SSO/SAML)

Operational Excellence Criteria

  • 99.95% system availability SLA
  • Real-time data processing latency <200ms
  • HIPAA/GDPR data compliance framework
  • Horizontal scalability to 10M+ users
  • Automated CI/CD pipeline with blue/green deployment
  • Role-based access control (RBAC) security model

Business Transformation Outcomes

Enable insurance partners to launch branded telematics programs 50% faster, reduce client-specific development costs by 40%, and support 5x user growth capacity. The solution will enhance road safety through improved crash response times while allowing carriers to implement usage-based pricing models that reward safe drivers and improve risk selection.

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