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Development of Paydent Platform for Direct Dental Care Transactions
  1. case
  2. Development of Paydent Platform for Direct Dental Care Transactions

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Development of Paydent Platform for Direct Dental Care Transactions

simpalm.com
Financial services
Health & Fitness
Information technology

Challenges in Traditional Dental Insurance

Traditional dental insurance creates financial strain for both patients and providers through limited coverage, delayed reimbursements, and complex copayment collection processes. Patients face high out-of-pocket costs while providers experience payment delays and administrative burdens.

About the Client

Chicago-based startup disrupting traditional dental insurance through direct patient-provider payment solutions

Platform Development Goals

  • Create a direct payment platform eliminating insurance intermediaries
  • Reduce overall dental care costs through transparent transactions
  • Establish secure payment channels between patients and providers
  • Implement HIPAA-compliant patient-provider matching system
  • Streamline treatment verification and payment settlement processes

Core System Capabilities

  • Patient profile creation with payment wallet integration
  • Provider credential verification system
  • Location-based provider search with map/table views
  • Treatment planning and progress tracking module
  • Admin verification workflow for completed treatments
  • Automated payment settlement system with ACH integration
  • Real-time balance management dashboard

Technology Stack

HTML
PHP
MySQL
Stripe API
iOS Swift
Android Java

System Integrations

  • Payment processing (Stripe)
  • HIPAA-compliant data handling
  • ACH transfer system

Operational Requirements

  • Enterprise-grade data security
  • Scalable cloud infrastructure
  • 99.9% system uptime SLA
  • Cross-platform mobile compatibility
  • Regulatory compliance (HIPAA, PCI-DSS)

Expected Business Outcomes

Platform implementation is projected to reduce dental care costs by 30-40% through insurance bypass, increase provider payment collection rates by eliminating intermediaries, and improve patient access to affordable dental services through transparent pricing and flexible payment options.

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