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Development of Multi-Functional Mobile Payment Platform with Integrated Marketing and Analytics

jetrockets.com

Financial services

Business services

eCommerce

Digital Payment Platform Modernization Challenge

Need for a mobile-first payment solution combining banking capabilities, real-time marketing tools, and compliance features while maintaining user-friendly interface and enterprise-grade security.

About the Client

Fintech company providing digital payment solutions for B2B and consumer markets

Platform Development Goals

Create unified payment and marketing platform
Implement instant payment processing with compliance checks
Enable white-label branding capabilities
Integrate comprehensive analytics dashboard
Support multi-tenant B2B operations

Core System Capabilities

Instant person-to-person and B2B transfers
Real-time KYC/AML verification
Dynamic e-coupon distribution system
MasterCard transaction processing
Customizable referral fee splitting
Tax document generation (1099/W9)
User segmentation and targeted marketing
Business analytics dashboard

Technology Stack Requirements

Ruby on Rails

React

JavaScript

HTML5

CSS3

Critical System Integrations

ACH payment networks
Card processing gateways
Identity verification services
Marketing automation APIs
Banking-as-a-Service platforms

Operational Requirements

Enterprise-grade security (PCI-DSS compliance)
High-availability architecture
Real-time transaction processing
Scalable user authentication
Data encryption at rest and in transit

Expected Business Outcomes

Enables businesses to streamline financial operations, enhance customer engagement through targeted incentives, and gain actionable business insights while maintaining regulatory compliance and operational efficiency.