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Development of a Multi-Tenant Cross-Platform Loan Management System with Automated Validation and Secure Transaction Capabilities
  1. case
  2. Development of a Multi-Tenant Cross-Platform Loan Management System with Automated Validation and Secure Transaction Capabilities

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Development of a Multi-Tenant Cross-Platform Loan Management System with Automated Validation and Secure Transaction Capabilities

tatvasoft.com
Financial services

Current Challenges in Loan Processing and Digital Transformation

The client faces inefficiencies in manual loan application processing, lack of automated document verification, security vulnerabilities in fund transfers, and the need to transition from cash advances to installment loans in Illinois. Existing systems fail to provide seamless cross-platform capabilities and integrated third-party validation tools required for modern digital lending operations.

About the Client

A US-based market leader in technology-driven financial software solutions aiming to expand globally as a premier fintech provider

Strategic Objectives for Digital Lending Transformation

  • Implement automated loan application validation using third-party tools
  • Establish secure online document verification and e-signature workflows
  • Create a cross-platform system for managing loan portfolios nationwide
  • Enable automated fund transfers and payment processing with audit trails
  • Develop a referral program integration for customer acquisition growth
  • Transition Illinois market operations from cash advances to installment loans

Core System Capabilities and Feature Set

  • Multi-step online loan application with real-time validation
  • Automated document verification (ID, income, banking proofs)
  • Third-party bank account validation integration
  • Electronic agreement signing and payment authorization
  • Scheduled EMI payment processing system
  • Customer referral tracking with unique codes
  • Multi-tenant architecture for portfolio management
  • Automated fund transfer and payment processing workflows
  • Cross-browser/cross-platform compatibility

Technology Stack Requirements

Microsoft ASP.NET
C#
Angular
MVC
JSON
XSLT
Microsoft SQL Server
Azure Cloud
Windows Server

External System Integrations

  • Third-party identity verification services
  • Banking API integrations for account validation
  • Payment gateway integration for EMI processing
  • SMS/email notification services
  • Document e-signature platforms

System Quality Attributes

  • High-security standards for financial transactions (PCI-DSS, encryption)
  • Multi-tenant data isolation and scalability
  • 99.9% system uptime SLA
  • Cross-browser compatibility (Chrome, Firefox, Safari, Edge)
  • Responsive design for mobile/desktop access
  • Audit trail functionality for compliance

Expected Business Transformation Outcomes

The implementation will enable streamlined loan processing with 70% reduction in manual intervention, enhanced security for $X million in annual transactions, 40% faster loan approval cycles, and 25% reduction in operational costs. The system will support expansion into 15+ states while maintaining Illinois compliance, with scalable architecture to handle 100,000+ concurrent loan applications.

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