Development of a Modular Online Leasing Platform with Seamless Integration and Automated Workflow

The client faces difficulties in providing fully integrated, easily deployable leasing solutions that support process automation, multi-channel deployment, and flexible configuration. Existing systems lack seamless integration with internal and external platforms, inhibit rapid deployment of new leasing products, and do not support real-time monitoring or future scalability, leading to inefficient operations and suboptimal customer experience.

A large financial institution seeking to digitize and modernize its leasing portfolio to offer streamlined online financing options for business clients and partners across multiple channels.

• Design and develop an open, microservices-based leasing platform supporting rapid deployment and configuration.
• Achieve full process automation with monitoring capabilities to enhance operational efficiency.
• Integrate with multiple internal systems and external partner platforms, including ecommerce and banking channels.
• Implement scalable APIs and plugins to facilitate partner onboarding and omnichannel leasing workflows.
• Reduce application processing times significantly, aiming for under 3 minutes from submission to decision.
• Ensure the system's capacity to integrate over 20 diverse internal systems and provide 100% application processing efficiency.
• Enable real-time data reporting, analytics, and process optimization with flexible deployment options.

• Dedicated user interface for drafting and publishing forms with no coding required.
• Automatic generation and auto-filling of leasing documents.
• Configurable parameters for leasing providers with easy adjustment capabilities.
• Real-time operational and management reporting dashboards.
• Data integration with data warehouses and analytics tools for business insights.
• Process optimization features, including hot deployment and A/B testing for workflows.
• Multi-channel partner enablement via REST API and ecommerce platform plugins (PrestaShop, Magento, WordPress).
• A microservices architecture supporting modular development and future extensions.

• Internal systems for seamless data exchange and process integration
• Partner ecommerce platforms (PrestaShop, Magento, WordPress) through plugins
• Data warehouses and analytics tools for reporting and business intelligence
• Legacy or supplementary financial systems for comprehensive leasing workflows

• System scalability to support growing transaction volume and user base
• Application processing time under 3 minutes for leasing decisions
• High system availability and reliability
• Secure data handling with compliance to financial industry standards
• Flexible process deployment and quick updates (hot deployment)
• Support for future expansion and additional leasing product configurations

The implementation of the proposed leasing platform is expected to significantly reduce application processing times to under 3 minutes, enhance operational efficiency with 100% process automation, and facilitate rapid onboarding of new partners and leasing products. Additionally, seamless integrations with over 20 internal systems and external platforms will improve data consistency, reporting, and decision-making capabilities, supporting scalable growth and improved customer experiences in the leasing domain.