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Development of a Fintech Mobile Application for Expense Tracking and Bill Splitting

tridhyatech.com

Financial services

Key Challenges Identified

The client needed a mobile app to streamline household bill splitting, group expense tracking, and financial management. Challenges included designing an intuitive user interface, implementing reliable push notifications/email reminders, and integrating secure PayPal payments for instant settlements.

About the Client

A fintech startup focused on creating mobile solutions for personal and group financial management.

Primary Project Goals

Design a user-centric interface for seamless expense management
Implement a robust notification system for real-time updates
Integrate PayPal APIs for secure and instant transactions

Core Functionalities and Features

User-friendly interface for expense tracking and bill splitting
Spending trend analysis with visual dashboards
Customizable push notifications and email reminders for bill due dates
PayPal integration for instant peer-to-peer settlements
Group expense management for shared costs (e.g., holidays, households)

Technologies Utilized in Development

Android Studio

Firebase Cloud Messaging (FCM)

PayPal APIs

RESTful APIs for backend communication

External System Integrations

PayPal payment gateway
Push notification services (FCM)
Email service provider for automated reminders

Non-Functional Requirements

High security for financial transactions
Scalable backend to handle growing user base
Low-latency notifications for real-time updates
Cross-device compatibility (iOS/Android)

Expected Business Impact

The app will simplify personal and group financial management, reduce manual payment processes, and enhance user retention through seamless PayPal integration and proactive bill reminders. It will position the client as a leader in fintech innovation, driving user adoption and revenue growth.