Secure Mobile Financial Education Platform for Families with Parental Controls

The client faces difficulties integrating multiple third-party services to develop a high-security mobile platform that enables virtual banking features, biometric authentication, real-time notifications, and comprehensive account management for children and parents. Ensuring seamless data transfer, security, and user experience presents a significant challenge.

A digital financial educational service targeting families, offering tools for children to learn money management with parent oversight through a secure mobile application.

• Develop a mobile application that allows children to set financial goals, track savings, receive tasks, and make transactions in a secure environment.
• Implement shared parental control features to monitor and manage child accounts effectively.
• Integrate third-party payment platforms, verification services, and biometric authentication methods for high-security transactions.
• Create a web-based admin dashboard for managing user accounts, overseeing transactions, and customizing user conditions.
• Ensure instant data updates and user notifications through real-time messaging systems.
• Deliver a flexible, scalable platform with enhanced security and biometric login features to facilitate modern, secure, and user-friendly financial education.

• Shared parent-child account access with differentiated permissions
• Ability for children to set financial goals, receive tasks, and track savings progress
• Secure virtual bank card creation integrated with external payment and verification services
• Biometric authentication (Touch/Face ID) for quick secure access
• Real-time notifications for status changes and transfers
• Transfer capabilities for funds among users with adjustable conditions
• Admin dashboard for managing user accounts, editing details, managing statuses, deleting accounts, and transferring funds
• Customizable user conditions such as offering trial periods or rewards

• Payment platforms for virtual card processing
• Verification services for user identity checks
• Biometric authentication modules
• Real-time messaging services for instant notifications

• High security for sensitive data, including biometric verification and encrypted transactions
• Scalability to support increasing user base with minimal latency
• Performance to ensure instant notifications and real-time data updates
• Modern user experience with biometric quick access

The new platform aims to improve parental oversight and children’s financial literacy by providing a secure, integrated, and user-friendly mobile environment. It is expected to facilitate quick transaction processing, increase user engagement with instant notifications, and support scalable growth—ultimately fostering healthy money habits in families and enhancing client trust and satisfaction.