Logo
  • Cases & Projects
  • Developers
  • Contact
Sign InSign Up

© Copyright 2025 Many.Dev. All Rights Reserved.

Product
  • Cases & Projects
  • Developers
About
  • Contact
Legal
  • Terms of Service
  • Privacy Policy
  • Cookie Policy
Next-Generation Digital Banking Platform for Nigerian Market
  1. case
  2. Next-Generation Digital Banking Platform for Nigerian Market

This Case Shows Specific Expertise. Find the Companies with the Skills Your Project Demands!

You're viewing one of tens of thousands of real cases compiled on Many.dev. Each case demonstrates specific, tangible expertise.

But how do you find the company that possesses the exact skills and experience needed for your project? Forget generic filters!

Our unique AI system allows you to describe your project in your own words and instantly get a list of companies that have already successfully applied that precise expertise in similar projects.

Create a free account to unlock powerful AI-powered search and connect with companies whose expertise directly matches your project's requirements.

Next-Generation Digital Banking Platform for Nigerian Market

orangesoft.co
Financial services
Information technology

Business Problem

Nigerian wage earners frequently experience payment delays, creating financial hardship and instability. Existing banking infrastructure struggles to provide timely and flexible access to earned wages. The client requires a solution to bypass traditional banking license limitations and deliver a modern, accessible digital banking experience.

About the Client

A US-based fintech startup focused on providing innovative financial solutions to the Nigerian market, with a particular emphasis on improving wage access and financial flexibility.

Project Goals

  • Launch a fully functional, all-in-one digital banking platform in Nigeria within six months.
  • Enable early access to earned wages for users, providing a unique competitive advantage.
  • Achieve the capacity to support 40,000-50,000 concurrent user sessions.
  • Facilitate seamless integration with existing Nigerian bank accounts.
  • Provide a secure and reliable platform for money transfers, account management, and virtual card issuance.

System Functionality

  • Early paycheck access (two days in advance)
  • Account opening and management
  • Money transfers (internal and external)
  • External bank account linking
  • Virtual card creation and management
  • Transaction history
  • Secure admin panel for user and account control

Technology Stack

Typescript
React.js
Redux
styled-components
Vite
Node.js
Nest.js
PostgreSQL
AWS
RabbitMQ
Redis
Maplerad
Twilio Verify
D3.js

Third-Party Integrations

  • Maplerad (BaaS platform)
  • Okra (Open Banking API)
  • Third-party payment gateways
  • Twilio Verify (for user authentication)

Non-Functional Requirements

  • Scalability to handle peak user loads during salary withdrawal periods
  • High transaction speed and performance
  • Robust security measures to protect user data and financial transactions
  • High level of event logging for monitoring and auditing
  • Fault tolerance and high availability
  • Seamless integration with third-party services

Expected Business Impact

The platform is expected to address a significant financial challenge for Nigerian workers by providing timely access to earned wages. This will improve financial stability for employees and offer employers a valuable benefit. The platform's comprehensive features and innovative approach are anticipated to attract a substantial user base and establish the client as a disruptive force in the Nigerian fintech market.

More from this Company

Development of FDA-Compliant Telemedicine Platform for Post-Stroke Patient Monitoring and Rehabilitation
Stream Vision 3: Next-Generation Remote Device Management and Enhanced User Experience for Electro-Optic Devices
Development of Secure Web3 Crypto Wallet with Gamified User Experience
End-to-End Mobile Application Development with Enhanced Collaboration and Scalability for Cross-Industry Clients
Development of NFC-Enabled Smart Office Platform with Interactive Spatial Mapping