Modernizing a Commercial Lending Platform with React.js and Microservice Architecture

The client’s existing web platform has limited mobile responsiveness, complex loan creation workflows, and outdated UI components, leading to inefficient deal review and decision-making processes. They require a modern, seamless, and responsive interface to facilitate faster and more informed lending decisions across devices.

A mid-sized fintech company specializing in commercial real estate loan platforms, aiming to enhance their digital interface for lenders and streamline the loan origination process.

• Successfully migrate the existing frontend to a modern React.js-based platform with a mobile-responsive design.
• Implement an intuitive, dynamic loan creation and offer generation workflow to reduce underwriting time and improve accuracy.
• Enhance asset and borrower data presentation for quicker decision-making.
• Enable seamless integration with external APIs such as address suggestion services and authentication systems.
• Introduce robust CI/CD pipelines for streamlined deployment and maintenance.
• Achieve measurable improvements in user efficiency, platform usability, and response time.

• Component-based UI framework with shared elements such as buttons, forms, and data cards.
• Dashboard providing comprehensive view of loan and borrower data with prioritization of relevant information.
• Loan creation and quote engine with automatic maximum loan calculations based on selected parameters.
• Address autocomplete and location services integration.
• User login/logout, profile management, and role-based access controls.
• Deployment automation through CI/CD pipelines with tools such as GitHub Actions and cloud hosting platforms.
• Responsive design ensuring consistent functionality and appearance across devices.

• Address suggestion API (e.g., Google Places API)
• Authentication and user management API
• Loan and funding program data APIs
• Potential integration with external data sources for asset and borrower information

• Mobile responsiveness with cross-device consistency
• Platform reliability with 99.9% uptime and quick response times
• Secure data handling following industry standards (e.g., data encryption, secure authentication)
• Scalable architecture to accommodate future feature enhancements and increased user loads
• Automated testing with Jest to ensure code integrity and facilitate continuous deployment

By implementing a contemporary, mobile-optimized interface with streamlined workflows, the platform is expected to significantly reduce loan processing time, improve decision accuracy, and enhance user experience. This transformation aims to support increased deal volume, facilitate faster scaling, and ultimately lead to higher customer satisfaction and operational efficiency, similar to a reduction in evaluation time and increased productivity demonstrated in previous analogous projects.