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Modern Digital Banking Platform Development
  1. case
  2. Modern Digital Banking Platform Development

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Modern Digital Banking Platform Development

ailleron.com
Financial services

Challenges with Legacy Systems and Evolving Customer Expectations

The bank requires a modern digital platform to meet evolving customer expectations for seamless, secure, and enjoyable financial experiences. Existing systems are likely outdated and unable to support the required functionality, scalability, and regulatory compliance.

About the Client

A universal bank from Poland offering financial services to individuals, companies, and institutions, aiming to establish a modern digital brand.

Key Objectives for Digital Platform Development

  • Launch a modern, responsive digital banking platform.
  • Provide native mobile applications for iOS and Android.
  • Enable efficient payment and notification management.
  • Ensure compliance with regulatory requirements (PSD2, etc.).
  • Facilitate codevelopment with internal engineering teams.

Core Platform Functionality

  • Account overview and management
  • Payment processing (including calendar view and scheduling)
  • Transaction history and reporting
  • Push notifications and alerts
  • Regulatory compliance modules (PSD2, etc.)
  • User authentication and authorization
  • Mobile banking applications (iOS and Android)

Technology Stack

Responsive Web Design (RWD)
Native iOS development
Native Android development
Code development (to integrate with existing bank systems)

External System Integrations

  • Existing bank core systems
  • Payment gateways
  • Regulatory compliance APIs

Non-Functional Requirements

  • Scalability to handle a growing user base
  • High performance and responsiveness
  • Robust security measures to protect user data
  • Accessibility across different devices and screen sizes

Expected Business Impact

The new digital platform is expected to improve customer satisfaction, increase customer engagement, reduce operational costs, and enable the bank to compete effectively in the modern financial landscape. It will facilitate the delivery of convenient and enjoyable financial experiences, strengthening the bank's brand and market position.

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