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Development of Next-Generation Car Leasing and Financing Platform

netguru.com

Financial services

Automotive

eCommerce

Current Market Challenges in Vehicle Financing

Traditional leasing platforms lack modern user experiences and comprehensive service integration. PKO Leasing needed to differentiate itself through digital innovation while maintaining security and scalability in financial transactions.

About the Client

Largest leasing company in Poland, part of PKO BP Group, specializing in vehicle leasing, renting, and purchasing solutions for enterprises and corporations

Strategic Development Goals

Create unified platform for leasing, renting, and purchasing vehicles
Establish market leadership through superior UX/UI design
Implement secure digital transaction environment
Enable future scalability for dealer partnerships and service expansion

Core Platform Capabilities

Dynamic vehicle inventory management system
Customizable financing option calculator
Multi-tier user authentication and security framework
Real-time pricing comparison tools
Mobile-responsive interface with offline functionality

Technology Stack Requirements

React.js for front-end development

Node.js with microservices architecture

Cloud-native infrastructure (AWS/Azure)

Progressive Web App (PWA) framework

System Integration Needs

Banking APIs for financial products
Third-party credit scoring systems
Vehicle registration database integration
Payment gateway solutions
CRM platform synchronization

Operational Requirements

Enterprise-grade data encryption (GDPR compliant)
99.9% platform uptime SLA
Horizontal scaling for seasonal traffic spikes
WCAG 2.1 accessibility compliance
Cross-browser compatibility (IE11+)

Anticipated Business Outcomes

Position PKO Leasing as Polish market leader in digital vehicle financing through enhanced customer acquisition, 30% reduction in transaction processing time, and scalable infrastructure supporting 500+ dealer partnerships within 24 months post-launch.