Development of an Integrated Mobile and Web Payment Management Platform for Fintech Entrepreneurs

The client faces the challenge of efficiently managing tight project deadlines while continuously integrating new payment features, processing real-time payment adjustments, and maintaining high-quality standards across web and mobile platforms. They require a seamless system that supports creating and tracking payment requests, managing client data, and providing secure, user-friendly interfaces for entrepreneurs to enhance their financial operations.

A mid-sized fintech startup specializing in supporting sole traders and small businesses with comprehensive payment, invoicing, and client management solutions.

• Deliver a robust mobile and web application that enables creation, sending, resending, and tracking of payment requests with real-time updates.
• Implement an integrated dashboard for merchants to manage payments, clients, user roles, and system configurations.
• Develop a customizable payment widget facilitating quick, secure payments with options for bank selection, authorization methods, and payment summaries.
• Create features supporting invoicing, reminders, referral programs, and CRM functionalities, including contact import and payment scan to pay.
• Ensure high system availability, security, and compliance (e.g., two-factor authentication, face ID, fingerprint authorization, secure data handling).
• Facilitate efficient onboarding and account management via registration, login, and user role management.

• Create, send, and resend payment requests to clients
• Track payment statuses in real-time and send automatic reminders
• Invoicing and payment authorization features including scan-to-pay, face ID, and fingerprint authentication
• Referral program management integrated with user dashboards
• CRM functionality including contact import from phone contacts and communication history
• Real-time notifications and system alerts
• Secure login and registration with two-factor authentication
• User role and permissions management
• Customizable branding options for payment widgets

• Banking APIs for bank selection and payment processing
• Messaging services for email notifications and reminders
• Contact import services for phone contact integration
• Support chat or contact support system
• CRM integrations for contact and client data management

• System uptime of 99.9%
• Secure data handling and compliance with relevant security standards
• Scalable architecture supporting up to 500,000 users
• Responsive UI optimized for mobile devices and desktop browsers
• Fast response times, with payment processing latency under 2 seconds
• Data encryption for sensitive information

The new system is expected to enable entrepreneurs to process payments efficiently, improve payment request turnaround times, and increase client engagement. Aiming to support up to 500,000 users over time, the platform will enhance operational capacity, reduce manual effort through automation, and deliver a seamless, secure experience that drives revenue growth and customer satisfaction.