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Development of an Educational Credit Management Game for Students

capitalnumbers.com

Education

Financial services

Educational Financial Literacy Challenges

Students lack practical understanding of credit management and financial responsibility, leading to increased risks of debt accumulation, predatory lending exposure, and poor credit score maintenance during early adulthood.

About the Client

Non-profit organization focused on improving financial literacy among high school and college students through interactive educational tools

Educational Game Development Goals

Create engaging gameplay mechanics that teach credit management principles
Develop intuitive credit score visualization tools for educational purposes
Implement interactive debt repayment simulations
Incentivize learning through gamified question-answering mechanics
Enable social sharing to promote educational engagement

Core Educational Game System Requirements

Facebook-integrated user authentication with progress tracking
Progressive level map with visual completion indicators
Voice-guided tutorial system with accessibility options
Credit score impact visualization dashboard
APR meter mechanics tied to payment timing
Match-3 gameplay with financial consequence feedback
Leaderboard system for competitive learning

Technology Stack Requirements

Unity3D

PHP

MySQL

External System Integrations

Facebook API for social sharing
Analytics platform for educational effectiveness tracking

System Quality Attributes

Sub-60ms input latency for responsive gameplay
99.9% uptime guarantee for educational access
GDPR-compliant user data protection
Cross-platform compatibility (iOS/Android)
Scalable cloud infrastructure for concurrent users

Expected Educational and Financial Impact

Projected to improve financial literacy retention rates by 40% compared to traditional methods, with potential to reduce early-adult credit mismanagement incidents by 25% through experiential learning and behavioral pattern formation.