Development of an Advanced Digital Mortgage Broker and B2B Platform for Enhanced Real Estate Financing

The client faces difficulties in providing fast, accurate, and personalized mortgage and property advisory services due to complex calculations, fragmented data sources, and inefficient manual processes. They require a comprehensive, digital solution to enhance customer experience, operational efficiency, and multi-channel integration to maintain market leadership in the competitive Swiss real estate financing sector.

A large-scale financial technology firm specializing in mortgage brokerage, property valuation, and real estate advisory services, aiming to optimize and digitize its operations.

• To develop an integrated online platform that delivers personal mortgage and insurance recommendations with rapid processing and high accuracy.
• To establish the client as the leading mortgage lender in its target market by expanding digital service capabilities.
• To enable seamless B2B partnerships by providing flexible interfaces, comprehensive data transfer, and automation tools to accelerate advisory workflows.
• To create a transparent, data-driven system supporting end-to-end real estate transaction processes, including property search, valuation, financing, and sale follow-up.
• To leverage advanced analytics for property valuation, neighborhood analysis, demand forecasting, and financial planning, thus offering clients insightful, personalized advice.

• Personalized mortgage and insurance offer generation based on individual financial profiles and property parameters.
• Automated property valuation tools utilizing extensive datasets and real-time data inputs.
• Dynamic location and neighborhood analysis for precise pricing and client matching.
• Instant financial calculations, including mortgage estimates, tax implications, and affordability assessments.
• Customer relationship management interfaces supporting end-to-end engagement with clients from initial contact through sales and post-sale processes.
• Data validation, automation, and integration modules facilitating seamless cooperation with banks, real estate agents, and other partners.
• A dedicated B2B platform providing mortgage calculators, property valuation tools, detailed financial analysis, and partner-specific interfaces.

• Mortgage lender systems for offer retrieval and application processing
• Property databases for detailed property and neighborhood information
• Financial institutions for client financial data and verification
• Tax and insurance providers for supplementary service offerings
• Real estate agency systems for property listings and sale processes

• High scalability to support increasing user load and data volume
• Robust security protocols to safeguard sensitive financial and personal data
• System availability with 99.9% uptime to ensure reliable client access
• Fast response times with target of sub-second latency for key operations
• Data accuracy and integrity to support reliable advisory decisions

The new platform is expected to significantly enhance customer experience through rapid and personalized service, increasing client satisfaction and loyalty. It aims to position the client as the top mortgage provider in the market, capturing a larger market share. Operational efficiencies achieved via automation and seamless partner integrations are projected to reduce processing times, while expanded digital offerings will attract new B2B partners and clients, ultimately boosting annual mortgage volume and solidifying market leadership.