Development of an Advanced Digital Investment Advisory Platform

The client faces challenges in scaling personalized advisory services while maintaining high efficiency and client engagement. They require a digital platform that supports comprehensive investment guidance, frequent portfolio reviews, goal tracking, and seamless integration of in-person and online advisory methods to improve user experience and operational efficiency.

A mid-sized investment firm seeking to enhance client onboarding, portfolio management, and advisory services by integrating online and offline channels with personalized automation.

• Create a comprehensive digital platform that facilitates end-to-end investment advisory from initial onboarding to portfolio management.
• Integrate online and offline advisory services to provide a seamless client experience.
• Implement personalized portfolio proposal generation based on individual goals and risk profiles to enhance client satisfaction.
• Enable quick and scalable investment process workflows, including risk assessment, goal setting, and portfolio optimization.
• Integrate with external banking and trading systems to allow clients to execute investment decisions directly within the platform.
• Develop advanced portfolio performance monitoring and analytics tools to support ongoing optimization and client reporting.
• Build an admin interface for managing financial products, user profiles, and advisory algorithms.

• Custom Risk Profile Calculator: Enables clients to identify and document their risk tolerance levels to tailor investment strategies.
• Portfolio Proposal Engine: Generates personalized investment portfolios based on user goals, risk tolerance, historical data, and asset diversification algorithms.
• Historical Performance Dashboard: Provides statistical analysis, historical data, and investment fund information to inform decision-making.
• Asset Management Integration: Facilitates portfolio execution, trades, and real-time account management through a secure interface with external trading platforms.
• Investment Funds Database: Stores detailed information on market funds, legal documents, and advisor recommendations for quick reference.
• Portfolio Health Check Tools: Compares current portfolios against goals, offering tailored suggestions for course correction and optimization.
• Integration with Banking and Trading Platforms: Ensures seamless data flow and transaction execution within the client’s financial ecosystem.
• Savings Goal Analysis Module: Calculates probability of goal achievement based on investment horizon, initial investment, and risk profile.
• Admin Dashboard: Provides management capabilities for products, algorithms, user profiles, communication templates, and trading instructions.
• User Performance Analytics: Tracks and reports on portfolio performance metrics aligned with initial investments and ongoing account values.

• External banking and trading platform APIs for transaction execution and account data retrieval
• Investment funds market database for asset information and recommendations
• Historical market data sources for analytics and proposal optimization

• High scalability to accommodate increasing user base and data volume
• Robust security measures including encryption, authentication, and authorization
• Reliable uptime with 99.9% availability
• Fast response times, with key operations completing within 2 seconds
• Compliance with relevant financial data protection regulations

The new platform aims to significantly enhance client onboarding efficiency, reduce time-to-proposal, and increase portfolio customization accuracy. It will enable scalable advice delivery, improve client engagement through seamless online/offline integration, and support ongoing portfolio optimization. Expected outcomes include improved client satisfaction, increased transaction volumes, and a robust foundation for future growth, mirroring prior success metrics such as accelerated proposal generation and comprehensive portfolio management capabilities.