Development of a Microinvestment Platform for Cryptocurrency Portfolios

The client seeks to create an accessible platform for users to invest spare fiat change into diversified cryptoasset portfolios, addressing the need for user-friendly interfaces, risk assessment, community interaction, and multi-device accessibility, to overcome barriers to entry in cryptocurrency investing and improve user engagement.

A mid-sized financial technology company aiming to enable retail investors to transit from fiat to cryptocurrencies through microinvesting, with portfolio management, community engagement, and cross-platform accessibility.

• Develop a secure, scalable web and mobile platform that enables users to round up fiat transactions for crypto investments.
• Implement a risk profiling system based on user quiz responses to recommend suitable portfolios.
• Allow users to browse, copy, and manage diversified investment portfolios, with the ability to earn commissions via sharing.
• Integrate chat functionality to foster a community of cryptocurrency investors for advice and discussion.
• Ensure platform accessibility across web, iOS, and Android devices, providing a seamless user experience.

• Dashboard with quick overview of portfolio balances, individual assets, and top-ups.
• User risk tolerance assessment via a short quiz, influencing portfolio suggestions.
• Portfolio browsing, copying from community members, with commission tracking.
• Messaging system enabling user discussions and peer advice.
• Cross-platform responsive interface compatible with web browsers, iOS, and Android devices.

• Payment gateway or financial transaction APIs for fiat rounding and top-ups
• Crypto asset data feeds for real-time portfolio valuations
• User authentication and security services
• Messaging APIs for chat functionality

• Platform should support at least 10,000 concurrent users initially, with scalability to handle growth.
• Response time for user interactions should be under 2 seconds.
• Compliance with relevant data privacy and security standards for financial data.
• High availability with minimal downtime through cloud infrastructure.

The platform aims to attract over 10,000 users within the first year, facilitate microinvesting of fiat into cryptocurrencies, promote community engagement, and increase user retention through accessible mobile applications, ultimately expanding the client’s market share in digital asset investments.