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Development of a Digital Onboarding and Multi-Channel Banking Application
  1. case
  2. Development of a Digital Onboarding and Multi-Channel Banking Application

Development of a Digital Onboarding and Multi-Channel Banking Application

fluxitsoft.com
Financial services
Information technology

Identified Challenges in User Onboarding and Digital Channel Expansion

The client faces difficulties in providing seamless digital onboarding experiences, incorporating biometric authentication, and integrating multiple digital channels to improve user engagement in a complex user flow environment.

About the Client

A digital banking institution seeking to enhance user onboarding, authentication, and expand its digital channel ecosystem through innovative app development.

Goals for Enhancing Digital Banking Experience and Ecosystem

  • Implement secure, user-friendly digital onboarding and biometric authentication features.
  • Develop a new application to expand the client's digital ecosystem of banking channels.
  • Ensure consistency in visual identity and user experience across all digital platforms.
  • Improve onboarding success rates and user satisfaction in complex workflows.
  • Facilitate scalable and maintainable app architecture to support future growth.

Core Functional Capabilities for the Digital Banking Application

  • Digital onboarding module that guides users through registration, verification, and account setup.
  • Biometric authentication support including fingerprint and facial recognition for secure login.
  • Consistent UI/UX design following the company's visual branding across all apps.
  • Multi-channel app access enabling users to engage via various digital touchpoints.
  • User flow optimization ensuring smooth, pleasant onboarding and transaction experiences.

Technology Stack and Platform Preferences

Mobile development frameworks supporting native biometric integrations
Design systems optimized for cross-platform UI consistency
Secure cloud infrastructure for scalable deployment

External System and Service Integrations

  • Biometric authentication services
  • Identity verification and KYC systems
  • Core banking APIs for transaction processing and data synchronization

Critical Non-Functional System Attributes

  • High security standards to protect sensitive user data and biometric information
  • Scalability to support increasing user base with minimal latency
  • Performance targets ensuring app responsiveness within 2 seconds
  • Availability and reliability with 99.9% uptime
  • Compliance with relevant data privacy and security regulations

Projected Business Benefits and Outcome Metrics

The new digital onboarding and multi-channel app is expected to significantly enhance user experience, increase onboarding completion rates, and expand the digital ecosystem. Anticipated impacts include improved customer engagement, streamlined onboarding processes, and scalable infrastructure supporting future growth, with measurable increases in user satisfaction and operational efficiency.

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