Development of a Cloud-Based Mortgage Offer Comparison and Collaboration Platform

Financial institutions lack a unified, cloud-based platform to compare mortgage offers across banks and facilitate collaborative sharing of best deals, leading to inefficiencies and limited transparency in the mortgage market. The client seeks to develop a solution that enables banks to present the most suitable offers to clients and collaborate with each other seamlessly, thereby enhancing customer service and market competitiveness.

A technology-driven startup focusing on innovative brokerage solutions in the financial sector, aiming to facilitate transparent mortgage comparisons and interbank offer sharing.

• Create a cloud-based offer comparison engine allowing users to simultaneously compare diverse mortgage proposals from multiple banks.
• Develop a module enabling banks to share their best offers securely with partner institutions and clients, supporting interbank collaboration.
• Deliver a functional prototype that demonstrates key features to attract potential partners and investors.
• Prepare the platform for a full launch, ensuring scalability and integration capabilities.
• Enhance user experience with accurate, timely data presentation to boost customer confidence and engagement in mortgage selection.

• Offer comparison engine capable of aggregating multiple mortgage proposals based on various criteria.
• User interface supporting detailed comparisons, filtering, and visualization of mortgage options.
• Secure module for banks to share and collaborate on their offers with designated partners and clients.
• Role-based access control to ensure data security and privacy.
• Prototype demonstrating interbank offer sharing and collaborative features for stakeholder presentations.

• Banking systems API integrations for offer data feeding
• Authentication and authorization services
• External data sources for market data or interest rate information

• High scalability to support increasing user base and data volume
• Performance optimized for real-time data comparison and retrieval
• Robust security protocols to protect sensitive financial data
• Availability with 99.9% uptime to ensure reliable service
• Compliance with relevant financial regulations and data privacy standards

The platform aims to streamline mortgage offer comparison, enabling banks to provide more competitive and transparent proposals, attracting more clients and fostering partnerships. Expected outcomes include increased user engagement, enhanced interbank collaboration, and successful demonstration to potential stakeholders, paving the way for full market launch and business growth.