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Bespoke KYC Automation Platform with Multi-Jurisdictional Compliance
  1. case
  2. Bespoke KYC Automation Platform with Multi-Jurisdictional Compliance

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Bespoke KYC Automation Platform with Multi-Jurisdictional Compliance

itmagination.com
Financial services
Banking
Capital Markets
Loans & Credit
Fintech

Compliance and Operational Challenges

Need for automated KYC workflows to handle 100,000+ monthly assessments across 693 branches while maintaining compliance with Polish, European, and corporate AML/CTF regulations. Existing manual processes created operational inefficiencies, data silos, and compliance risks across multiple jurisdictions.

About the Client

Multinational bank offering savings, investment products, enterprise financing, and specialized services in agriculture, food economy, and regional infrastructure

Strategic Goals

  • Automate KYC assessment workflows with risk-based segmentation
  • Ensure multi-jurisdictional compliance across 693 branches
  • Integrate with 3+ frontend customer systems and backoffice platforms
  • Migrate 5M+ historical survey records seamlessly
  • Support 2,000+ concurrent business users with scalable infrastructure

Core System Capabilities

  • Dynamic KYC survey creation and assessment module
  • AML/CTF risk screening engine with real-time updates
  • AI-powered segmentation and risk scoring algorithms
  • Smart workflow routing for high-risk cases
  • Centralized compliance dashboard with audit trails
  • Data migration framework for legacy system integration

Technology Stack

Java/.NET
Cloud-native architecture
Relational database (PostgreSQL/Oracle)
API gateways
Workflow engine (Camunda/Activiti)

System Connectivity

  • Customer relationship management (CRM) systems
  • Core banking platforms
  • Regulatory reporting frameworks
  • Legacy KYC databases

Operational Requirements

  • Horizontal scalability for 100K+ monthly transactions
  • 99.99% system availability with failover mechanisms
  • End-to-end encryption and GDPR compliance
  • Sub-second response times for risk calculations
  • Multi-tenancy support for regional compliance variations

Business Outcomes

Enables 100% regulatory compliance across jurisdictions, reduces manual processing costs by 60%, accelerates KYC assessments by 70%, and supports seamless operations for 2,000+ users. Migrating 5M+ records eliminates data silos while integrated workflows reduce operational risk exposure.

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