Development of an Investor Education and Trading Platform for High-Risk Investment Instruments

Investors face difficulties in accessing transparent, comprehensive information and education regarding complex investment instruments like high-risk certificates. This limits their ability to make informed decisions and hampers overall market activity. The client seeks to develop a user-friendly platform that combines trading capabilities with educational resources to empower investors.

A mid-sized financial institution aiming to enhance investor engagement by providing an integrated platform for trading high-risk financial instruments and investor education.

• Create a digital platform enabling investors to browse, learn about, and acquire high-risk investment instruments in a virtual brokerage environment
• Integrate educational resources within the platform to improve financial literacy related to complex investment products
• Enhance market participation and activity among retail investors
• Ensure the platform infrastructure supports fast, reliable, and secure transactions and data retrieval
• Utilize real-time data feeds to maintain accurate and up-to-date information on available instruments

• User authentication and account management for secure access
• Integration with external APIs for real-time market data (e.g., API for instruments info and market prices)
• A virtual brokerage interface allowing users to buy and simulate trading of high-risk investment instruments (e.g., turbo certificates)
• An educational hub offering articles, tutorials, and FAQs on investment strategies and instrument risks
• Data architecture capable of handling large datasets and delivering quick responses
• Backend infrastructure optimized for scalability and high performance, supporting real-time updates and concurrent users

• Market data API (for real-time information on investment instruments)
• Issuer API (for product details and issuer-specific data)
• User authentication and management systems

• Platform must support at least 10,000 concurrent users with minimal latency
• Transaction processing time should not exceed 2 seconds
• Data security and privacy compliance (e.g., encryption, secure APIs)
• System availability of 99.9% uptime

The platform aims to increase retail investor activity, educate at least 50,000 users annually on complex investment products, and streamline access to high-risk investment instruments. Anticipated benefits include higher transaction volumes, improved investor knowledge, and enhanced market transparency, ultimately driving greater participation in the financial market.