Development of a Scalable Mobile Telematics SDK for Connected Insurance Applications

Insurance companies aiming to develop personalized, telematics-based insurance products face significant challenges in rapid application deployment, high maintenance costs, and scaling infrastructure to accommodate a growing global customer base. These difficulties hinder timely onboarding of new partners and limit the ability to offer innovative, data-driven insurance plans efficiently.

A mid-to-large insurance provider seeking to enhance its telematics-driven insurance products through scalable and customizable mobile solutions.

• Reduce onboarding time for new insurance partners by at least 50%.
• Implement a shared codebase that lowers ongoing maintenance costs.
• Achieve faster deployment cycles, targeting an average app release time between 3 to 4 weeks.
• Enable the delivery of a customizable, white-label telematics SDK for rapid client-specific app development.
• Support a global user base with scalable and maintainable technology infrastructure.

• Sensor Data Capture Module: Collects relevant smartphone sensor data for driver behavior analysis.
• Driver Scoring System: Utilizes AI and machine learning algorithms to generate personalized driver scores based on driving habits.
• Crash Detection Functionality: Detects vehicle collisions accurately to assist in post-accident procedures.
• Customizable UI & Branding: Enables clients to tailor appearance and user experience within the SDK.
• Rapid Deployment Framework: Provides predefined templates and configuration settings to accelerate integration and client onboarding.
• Version Management & Updates: Facilitates streamlined rollouts of new features and SDK updates with minimal disruption.

• Device sensors and telematics data sources
• Insurance policy management systems
• AI/ML models for driver behavior analysis
• Crash reporting and emergency response systems

• Scalability to support over 2 million users globally
• Fast SDK deployment cycles (target release in 3-4 weeks)
• High security standards for sensitive telematics data
• Reliability with minimal downtime and robust crash detection accuracy
• Modular architecture to facilitate easy updates and client customization

The implementation of a scalable, easily customizable mobile telematics SDK is expected to significantly reduce partner onboarding time by at least 50%, lower maintenance costs through shared codebase management, and accelerate app deployment cycles to 3-4 weeks. This will enable the client to onboard more insurance partners worldwide, enhance the personalization of insurance offerings, and ultimately improve road safety and customer satisfaction across a broad user base.