Development of a Modern Digital Banking Portal with Modular Architecture and Enhanced Security

The client’s existing internet banking portal exhibited outdated UI/UX, limited functionality, and was increasingly losing relevance among users. Functional updates were disruptive and time-consuming, impacting system stability. There was a need for a modern, stable, and user-friendly platform capable of supporting a broader set of banking services with flexible management and high security standards.

A large private banking institution operating across Europe, serving corporate and premium clients with a diverse range of banking and investment products.

• Develop a new internet banking portal with an intuitive and modern UI/UX to improve user engagement.
• Implement a modular architecture allowing internal developers to add, update, or remove features independently, ensuring system flexibility and maintainability.
• Expand the portal’s functionality to include account management, payments, asset trading, investment portfolio management, deposits, and communication with bank representatives.
• Design and implement secure access controls and data protection measures aligned with financial data security standards.
• Integrate the portal seamlessly with existing banking systems via unified APIs.
• Incorporate automated testing practices to ensure continuous quality and stability of the platform.

• User account dashboard with access to debit/credit cards, accounts, savings, and loans information.
• Funds management including payments, money transfers, and credit repayments.
• Asset trading features for purchasing and selling assets.
• Investment portfolio creation and management tools.
• Deposit and fund management functionalities.
• Communication module for client-bank interactions.
• A modular component architecture to facilitate feature updates and UI reuse.
• API layer enabling stable and unified interaction with core banking systems.
• Role-based access control and data security mechanisms.

• Bank core systems via unified APIs for account, transaction, and asset management
• Internal services for news and promotional offers
• Security infrastructure for role-based access and data encryption

• High system availability with minimal downtime
• Robust security protocols to protect sensitive financial data and support role-based access
• Scalability to support thousands of international users simultaneously
• Ease of system management, customization, and UI reuse by internal development teams
• Automated testing and continuous integration/delivery pipelines to ensure reliable releases

The new platform is expected to significantly enhance user experience, increase customer engagement, and expand service offerings. By adopting a modular and secure architecture, the bank aims to reduce maintenance and update cycles, improve system stability, and support future growth. Targeted improvements include a more attractive, faster, and stable banking portal capable of accommodating both current and emerging digital banking needs, ultimately leading to increased client satisfaction and retention.