Design and Implement a Secure Digital Asset Banking Platform with Advanced Client Interaction Features

The client requires a comprehensive digital banking platform capable of supporting regulated digital asset operations across multiple jurisdictions. Key pain points include the need for secure, compliant transaction processing, real-time data visibility, scalable architecture to handle growing client demands, and innovative features for client onboarding and interaction in a highly regulated environment.

A regulated digital asset bank with a global reach, holding a banking license in one jurisdiction and a capital markets services license in another, serving high-net-worth and institutional clients.

• Develop a secure, compliant digital banking platform to facilitate digital asset transactions and asset management.
• Implement advanced client onboarding, authentication, and interaction features to enhance user experience and operational efficiency.
• Ensure system scalability and performance to support an increasing volume of transactions and client activities.
• Integrate with existing financial and regulatory systems to enable seamless data exchange and compliance reporting.
• Improve overall operational agility and client satisfaction, aiming to support a multi-jurisdictional deployment.

• Secure user authentication and client onboarding workflows supporting regulatory compliance.
• Real-time transaction processing and digital asset management.
• An internal analytics dashboard for transaction monitoring and reporting.
• Client portal with self-service features, account management, and transaction history.
• Integration with external financial data sources, compliance reporting systems, and payment gateways.
• Advanced data visualization tools for research and analytics on financial data sets.
• Robust security measures including encryption, multi-factor authentication, and audit logs.

• Financial data providers for real-time market and transaction data.
• Compliance and regulatory reporting systems.
• Payment processing gateways.
• Customer identity verification and KYC providers.
• Internal analytics and reporting tools.

• High availability with 99.9% uptime.
• Scalability to support increasing transaction volumes.
• Data security and compliance with relevant financial regulations.
• Low latency for real-time transactions and data visualization.
• Responsive design for access across various devices.

The new platform aims to significantly enhance operational efficiency, reduce transaction processing times, and improve client engagement. Expected outcomes include increased transaction volumes, higher client satisfaction scores, and better compliance reporting capabilities, ultimately supporting the client’s ambition to be a leading player in the digital asset banking industry.