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AI-Driven Modernization of Legacy Financial Systems for a Digital Bank
  1. case
  2. AI-Driven Modernization of Legacy Financial Systems for a Digital Bank

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AI-Driven Modernization of Legacy Financial Systems for a Digital Bank

acropolium
Financial services
Retail
eCommerce

Legacy System Limitations in Modern Financial Operations

The client faces challenges with outdated fraud detection systems, fragmented retail platforms, and inefficient compliance processes. These legacy systems lack real-time monitoring capabilities, struggle with cryptocurrency transaction complexity, and fail to provide unified customer experiences across multiple sales channels.

About the Client

A fintech company specializing in digital banking, cryptocurrency platforms, and AI-powered financial software solutions for global clients.

Modernization Goals for Financial Technology Infrastructure

  • Create a unified real-time fraud monitoring platform across banking, payments, and crypto trading
  • Implement AI/ML algorithms for automated risk scoring and predictive risk management
  • Develop scalable cryptocurrency management solutions with DeFi integration
  • Establish seamless compliance reporting systems aligned with financial regulations
  • Enhance user experience through intuitive dashboards and automated workflows

Core System Capabilities

  • Real-time transaction monitoring with behavioral analytics
  • Decentralized finance (DeFi) protocol integration
  • Automated risk scoring workflows
  • Multi-channel retail platform synchronization
  • Cryptocurrency portfolio management dashboards
  • AI-powered data quality processing

Technology Stack Requirements

Machine Learning
Big Data Processing
Blockchain
Real-time Analytics
Cloud Infrastructure

System Integration Needs

  • Payment gateways (Stripe)
  • Blockchain networks
  • Corporate ERP systems
  • Regulatory reporting frameworks
  • Third-party crypto exchanges

Operational Requirements

  • High-volume transaction processing scalability
  • Military-grade encryption for cybersecurity
  • Regulatory compliance (GDPR, AML)
  • 99.99% system uptime SLA
  • Automated workflow synchronization

Expected Business Outcomes

Implementation will reduce fraud detection latency by 70%, improve compliance reporting efficiency by 60%, and enable 24/7 real-time transaction monitoring. The unified platform will enhance customer retention through personalized crypto offerings while reducing operational costs through automated workflows and intelligent risk management.

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